Acquiring a Preapproval letter before starting the home buying search will serve as an asset to you. Sellers like to see that you have made the attempt to go to the lender and see what you can afford and loan against. It makes sellers and agents feel more secure when reviewing offers and may prove as an advantage in the negotiation process. There are many loan options in the market and some require items written into the contract, Without the proactive engagement on your part, it makes it hard to write the purchase contract up as needed. Getting a preapproval before hand may eliminate items that may cause issues with the purchase. You can certainly use the lender of your choice.
Integrity- Intelligence- Innovation
Realogy is the parent company for many real estate brands including their number one performer of real estate, Century 21. As a part of this company Century 21 continues to reign as the most recognized name in real estate and is a global leader when it comes to all things real estate. Realogy was recently named one of the World's Most Ethical Companies. Locally we strive to maintain the same high standards. Century 21 has made the Cedar Valley’s Best of the Best Honorable Mention List in 2011 and 2012. We are a quality service award winning office though Century 21 corporate and have many agents that also top the quality service and top producer lists. Century 21 has served the Cedar Valley for almost 50 years. We have 2 local full service offices, one on Main Street in Cedar Falls and one in Waverly. We also have sister companies throughout Iowa, including Pella, Urbandale, Ames, Ankeny, Story City, Des Moines and more. Call today for ALL your real estate needs. 319-231-2590
